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Closed mortgages

Closed mortgages generally have prepayment options of up to 20% of the original mortgage amount. If you decide to pay out, renegotiate or refinance before the end of the term of a closed mortgage, prepayment costs will be applied.

Open Mortgages

An open mortgage can be repaid at any time throughout the term, either in full or partially without paying a prepayment charge. Provides flexibility until you are ready to lock into a closed term.

Convertible Mortgages

A convertible mortgage is similar to a closed mortgage, but gives you the option of converting to a longer, closed mortgage at any time without paying a prepayment charge. With this option you can generally make an annual prepayment up to 10% of the original mortgage amount.

Welcome To Ag mortgage

At AG Mortgage we specialize in commercial real estate financing to borrowers throughout British Columbia and Canada. We do First, Second & Third Mortgages, for commercial and residential construction. We also provide mezzanine loans, land financing, bridge loans and pure equity mortgages with a wide range of lenders and investors.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada’s largest banks, credit unions, trust companies, and financial institutions; offering our clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs. Run your next commercial, residential or private mortgage by us for honest and reliable advise.


Mortgage & Real Estate

Let Us Help Your Find the Perfect Mortgage!

The right mortgage for you isn’t necessarily the one that offers the lowest rate, but rather a complete package of terms, conditions, rates and fees that fit your specific short- and long-term financial goals.


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